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Feature Request: Support BIP44 Derivation for Legacy Ledger Mnemonics #2513

Description

@MishoKanaria

Problem:
Many users originally created their Polkadot accounts using Ledger or other wallets that rely on BIP44-style derivation paths (m/44'/000'/0'/0'/0'). These mnemonics are still valid, but:

-Users cannot re-import their original account into Vault

-They are effectively locked out of migrating to Vault without using third party tools (if available are mostly on hotwallets).

This is especially problematic for users who adopted Polkadot before ledger support existed, and now want to use Vault for air-gapped signing to unlock any stuck tokens.

Solution:
Add support for BIP44 derivation paths, alongside existing Substrate-style derivation.

Specifically, enable parsing of BIP44 paths like m/44'/000'/0'/0'/0'

I believe there will need to be support for ed25519 signing, however having a brief look at the code it seems it's already supported.

This would allow users to import their existing mnemonic and continue using their original address, without needing to use a hot wallet. Addition of a possible solution in the wiki to showcase to anyone that might be still in this dilemma.

If there is another easy way of solving this issue, or this isn't possible let me know.

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